Which Wholesale Club - Costco, Sam's, or BJ's?

Never been a member of Costco but I heard great things, like Excellent choices and quality but they give an extended warranty on most items they sell. 

For you list, sounds like Sam's would be your best fit.  We have a Bj's and Sam's here and I've been a member of both.  Sam's has a better Food and Vegetable selection.  My only warning about Sam's depending on the item, you be better off buying it at there sister store.  Bj's takes coupons and give you coupons on there items.  I'm pretty sure Sam's doesn't take coupons. 

We're currently members of Bj's due to the closeness to our house.  If the rumors are true about Costco, I would probably be a member if we had one in town.

This but we have Sams instead of BJs. I understand Costco carries much more organic food and better fruit.

I say Costco has if over the others---the only "downside" for what you mentioned is the AmEx thing---that said they take cash, checks and you can use DEBIT cards. 

The food is top quality.  As for tri stuff---well they have nice Speedo suits from time to time and googles....and the big boxes of Clif bars....and we bought our gym quality treadmill from there for a great price!!  Also as was mentioned above---I use them to rent cars whenever we travel. 

Some of the "gift" type stuff from costco.com is great too (dad's b-day is in Nov and we always send him a nice fruit basket that he LOVES...well I thought it was more expensive this year but still a good price since he says the quality is fantastic so I ordered it----few days later get an email saying that it's going "on sale" in a week so they will be crediting my CC the $10 difference!!  I thought that was very nice since I didn't have to do anything and it wasn't on sale when I bought it...).

I would say Costco.  We have Sam's and Costco here, no BJ's, and have memberships to both.  If you're using to primarily by meats, I would definitely go Costco as they seem to have a much better selection and higher quality of meats than Sam's.

(Sam's has a better selection of dried goods but that was not what you said you were looking for.)

lol....I was waiting for someone to make this comment!  It took way longer than I thought it would. 

If you have a preference between supporting the Walton family or a living wage for the employees you encounter, you may want to factor that in as well.

Gosh I miss living near a CostCo.

You can use your debit card at Costco as well just not a Visa credit card

For us it is all about Costco. We get a lot of our food there, especially anything that can be frozen or is shelf stable. We also save a TON of money buying doggy stuff there, food, treats, dog beds, and medicine (flea meds).

I also like there selection of "other stuff" such as books, movies, video games, clothes etc. Has always done right by me.

Yeah, until the banks put that spending limit on them.