I think the problem is that you really didn't have a bike fit
(based on your statement, "sit on the bike and shoot from the hip"
).
This is a bike fit:
1. Interview
This is usually the longest time of a bike fit and extremely important. Discussions such as athletic background, cycling background, riding experience, terrain riding, types of races, current and future goals/aspirations, current/prior injuries/issues, etc. etc. etc. Basically, everything the fitter needs to know to understand YOU.
2. Measurements
Body measurements such as lower/upper leg length, arms, shoulder width, upper body, etc. Body discrepancy
(for example, differences in leg length, difference in flexibility between muscles groups or between left/right, etc.
). Flexibility, core strength.
3. The fit
Either done on your existing bike or on an adjustable fit bike. The fitter takes all the data gathered until this point and starts off with a rough set up. Reading body movement and the input from the rider, adjustments are made. This can be done either with or without the aide of computer aided motion capturing equipment.
This entire process usually last somewhere between 2-4 hours.
Sitting on the bike and in 10 minutes figure out if it's right or wrong is a really bad excuse for a bike fit...