car vs ped (me) (Page 2)

x2

There is really no reason for you to personally contact an attorney without first talking to your insurance company. They should be able to handle your case (including legal fees) for you.  Why pay for legal fees when your automobile insurance policy may cover it?  Based on the description of the accident, the driver was clearly at fault.  Your insurance company will work on your behalf then collect what they pay out from the driver's automobile insurance carrier since it was an at fault accident for him. 

Personally, I think it was smart for the driver not to go to the bike shop and buy you a new bike.  He obviously has money based on the car he was driving and what if you found out you had injuries after the fact?  Got an attorney?  Accepting fault for the accident by replacing your bike really isn't the best course of action for him.  He is just trying to protect himself and I would too if I accidentally hit a biker.  I'd call my auto insurance carrier and let them handle it

Sorry, based on her description of the accident, it seems that the other driver is at fault -- my wording was off  Correct, the insurance company isn't going to pay until they figure out exactly what happened.  I'd prefer that alternative though than initially paying out of pocket for the bike, hiring my own attorney, then paying the legal fees associated with it.  Just let the insurance company investigate, that's what you're paying that premium for!

I think an insurance company might pay the necessary costs, actually, before they do their investigation.  I was hit by an uninsured driver (in my car, not on a bike so not sure if that matters).  My agent offered me the chance to use my own insurance, and pay the deductible, while they went after the other guy.  If successful I would be refunded my deductible.  If not, then I only spent $1000 versus the $2500 or so to fix the car.  Sounds like no matter what, calling insurance before spending a bunch on a lawyer is best.  You'd be surprised what they cover. 

updates

???

I love you baby.  Always looking out for my back.  "It's your love..." oxox

I don't believe so.  It's a long stretch of highway, with nothing but a this little tiny shack that sells sandwiches, shakes, etc, being where the accident occurred.  I'm taking him to small claims.  I have pictures of the scene taken in every direction from his angle to mine to opposing.  I spoke with an officer the next day who patrols that area.  He even said that he didn't even have to be there and agrees that the other party was clearly at fault being he had the stop sign and I had the right of way, simply put.  I wish I had the confidence having the officer tell me this. I'll just hope for the best when I tell the judge my side.  Keep you posted.